Hey do, you feel it is difficult to find Best Personal Loan in UAE?

Compare and Find Best bank loan in Dubai Abu Dhabi. Also, use our personal loan calculator to find the best personal loan in UAE

All authorized banks and Private financing companies in Dubi, Abu Dhabi, Sharjah, Ajman, Ras al Khaimah, Al ain, Fujeirah provide personal loan for expat and National.

Mainly two type types of banking are available in all emirates in the United Arab Emirates like Dubai, Abudhabi, Sharjah, Ajman, Ras al Khaimah, Fujairah and Umm al Quwain. They are the Islamic banking system and Non-Islamic banking System. Also, Islamic banking in UAE is most popular in this.

All the banks in UAE provide personal loan for National and Non-Nationals (Expatriates) if their guidelines meet. As well as banks in UAE prepared guideline based on basic salary, types of loans, salary transfer.

For personal loan in UAE 3000 salary required as basic Salary. So the minimum salary for the personal loan in UAE from the authorized bank will start from 3000 AED. Hence If you have the basic salary of 1500 AED,  personal loan for 2000 salary, 2500 AED or less than 3000 AED you cannot apply from Authorised Bank.

Also Most of Private Financing Company offering personal loan even if your salary 2000 AED, 2500 AED or less than 3000 AED. But finding trusted and best private personal finance company will be difficult.

Personal Loan Interests are different for different loan and all are varying depends on the employee’s basic Salary. I have more salary then will get more cash with the best interest rate.

Best Personal Loan in UAE for Expatriates and Nationals

Below listed area Best banks in UAE and top private money lenders in Dubai or Private Personal Loan providing company in UAE. Also, Their minimum basic salary to get the personal loan, personal loan interest rate in Dubai or UAE are described. As well as described, details salary transfer requirement to get a personal loan in the United Arab Emirates and a list of required documents. You can also calculate your personal loan in UAE using personal loan calculator.

You may have queries like personal loan calculator, personal loan in Dubai, personal loan in Abu Dhabi, personal loan without salary transfer, personal loans in UAE, personal loan for non-listed companies in UAE, personal loan calculator UAE, a personal loan agreement, a personal loan contract, a personal loan with no credit please submit your valuable comment. we are happy to assist you.

DIB Personal loan (Dubai Islamic Bank Loan)

DIB Personal loan (Dubai Islamic Bank)

If you planning to get a personal loan in UAE for 3000 Salary, DIB personal loan will be the best option if you have minimum 3000 AED Basic Salary.

Dubai Islamic Bank (DIB), the global leader of Islamic banking is always developing innovative ideas in Islamic banking.

DIB Personal loan is the best personal loan in Dubai if you have minimum 3000 AED basic salary.

Salary Transfer required for Dubai Islamic bank personal loan in UAE. Also, Even if your Salary is 3000AED, 3500AED,4000AED or 4500AED you can apply for DIB personal loan. Also if you are searching for the personal loan in UAE 4000 salary Personal Loan DIB should be the first option.

Most of the Bank in UAE requires a minimum salary of 5000 AED to get personal Loan. But in Dubai Islamic Bank even if your basic salary less than 5000 AED you are eligible Details to get the personal loan are mentioned below

DIB Salam Finance Specifications (Best Personal loan in Dubai )

Minimum Salary AED 3000
Salary Transfer Yes
Maximum Term 4 Year
Introductory Offer No
Features:  Islamic Finance Islamic Finance
Flat Rate 3.27%
Reducing Rate 5.89%

DIB personal loan Calculator UAE

Use our Mortgage calculator or DIB Personal Loan calculator to know more about down payment and EMI for your personal loans.

[mortgagecalculator]

Dubai Islamic bank loan ( Personal loan in UAE 3000 salary) features

  • Upfront cash payment to the customer
  • Low salary requirement
  • Simple documentation
  • Quick processing
  • Up to AED 2,000,000 finance for UAE Nationals
  • Up to AED 1,000,000 finance for Expatriates

ADIB Personal loan (Abu Dhabi Islamic Bank Loan)

ADIB Personal loan Abu Dhabi Islamic Bank

ADIB is the leading bank in the United Arab Emirates and the best banks in Abudhabi. Also, they have branches all over emirates like Dubai, Abudhabi, Sharjah etc. Abudhabi Islamic bank Headquarters office is in Abudhabi.

If you are looking for personal loan Abu Dhabi ADIB Personal loan will be the best personal loan in Abu Dhabi with a good flat rate.

ADIB provide a Personal loan if you meet their basic Salary requirement. Previously minimum basic salary to get a personal loan from ADIB was 3000 AED and recently they change their policy. The salary transfer also required to get a personal loan from ADIBBank. Details to get the personal loan are mentioned below

Abudhabi Islamic Bank Personal loan Specifications (Best personal loan in Abu Dhabi with Good flat Rate)

Minimum Salary AED 8000
Salary Transfer YES
Maximum Term 4 Year
Introductory Offer No
Features: Islamic Finance
Flat Rate 3.30%
Reducing Rate 6.25%

ADIB Personal Loan Calculator Abu Dhabi Bank

[mortgagecalculator]

Personal Loan ADIB Features

  • Freedom of trading with the shares at your will (after purchasing them from ADIB)
  • 1% Processing Fees (Min AED 500 and Max AED 2,500)
  • Very attractive finance amount
  • Highly competitive profit rate
  • Repayment period of up to 48 months
  • No installment for the first three months
  • Free postponement option
  • Free ADIB VISA Cashback Card

ADIB Loan Eligibility

  • Age criteria- 21 Years
  • Minimum Salary – AED 3000
  • Length of Service – Confirmed or 6 months

Age criteria

  • UAE Nationals:  Min. 21 Years; Max. 65 Years (at maturity of Finance)
  • Expatriates:  Min. 21 Years; Max. 60 Years (at maturity of Finance)

Length of Service

  • UAE Nationals: Confirmed or 3 months
  • Expatriates: Confirmed or 6 months

Personal Loan ADIB Required Document

  • Original and copy of valid passport (with valid residence visa for expatriates)
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)

FGB Personal Loan (First Gulf Bank Loan)

FGB Personal Loan (First Gulf Bank)

If you planning to get a personal loan in United Arab Emirates FGB personal loan will be an option if your salary is 5000 AED. FGB loan is best personal loan in UAE without a salary transfer. They also providing Comprehensive Personal Life Insurance coverage with personal loan.

FGB available in all emirates like Dubai, Abu Dhabi, Sharjah, Ajman, Fujairah, Ras al-Khaimah, Umm al-Qaiwain. Details to get personal loan are mentioned below.

First Gulf Bank Personal Loan Specifications (Best personal loan in UAE without a salary transfer )

Minimum Salary AED 5000
Salary Transfer No
Maximum Term 4 Year
Introductory Offer No
Features:  Islamic Finance No
Flat Rate 13.11%
Reducing Rate 23.60%
Features Comprehensive Personal Life Insurance coverage

Features of FGB Personal Loan

  • No salary transfer required
  • Attractive loan amounts up to AED 200,000
  • Competitive interest rates
  • Minimum documentation
  • Fast track approval
  • Comprehensive Life Insurance cover
  • Complimentary involuntary loss of employment coverage*

Fist gulf Bank Personal Loan Eligibility

  • Employed at Government, Semi Government or a reputable private organization
  • Applicant should be 21 years of age or above.
  • The applicant should hold a valid passport copy and UAE residence visa.

FGB Personal Loan Document Required

  • Application form (Completely filled)
  • Passport Copy with UAE residence visa (Both valid)
  • Bank statements (Last three months)
  • Salary certificate (for salaried customers only)
  • Liability letter for buyout cases
  • Trade license for self-employed

Emirates NBD Personal Loan (ENBD Bank Loan)

Emirates NBD Personal Loan

If you planning to get a personal loan in any Emirates of UAE Emirates NBD personal loan will be another best personal loan in UAE if your salary is 5000 AED. It requires salary Transfer to get personal Loan in Emirates NBD (ENBD).

Emirates NBD bank available in all emirates like Dubai, Abu Dhabi, Sharjah, Ajman, Fujairah, Ras al-Khaimah, Umm al-Qaiwain. Details to get a personal loan are mentioned below

Emirates NBD Bank Personal Loan Specification (Best personal Loan in All Emirates)

Minimum Salary AED 5000
Salary Transfer Yes
Maximum Term 4 Year
Introductory Offer No
Features:  Islamic Finance No
Flat Rate 2.55%
Reducing Rate 4.74%
Features Salary transfer

Features Emirates NBD personal Loan for NRI

  • Interest rates starting from 4.74% reducing and 2.55% Flat
  • Maximum loan amount up to 90% of the fixed deposit amount
  • Emirates NBD has over 220 branches and over 927 ATMs across the UAE
  • Increased loan eligibility with co-applicant program
  • Loans for expats who are new in employment or new to UAE
  • Free bank account and debit card
  • Enhanced credit life coverage
  • Exclusive loan return option
  • The processing fee is 1%
  • Unique double insurance is 0.50%

The requirement of Personal Loan Emirates NBD for NRI

  • Applicable to Non-Resident Indians with valid UAE residence visa
  • Salaried or Self Employed Indian National
  • Customer to fund the 20% of the Fixed Deposit amount
  • Fixed Deposit with Indian partner bank will be marked under lien favoring Emirates NBD

Personal Loan Emirates NBD Document Required

  • Completed application form
  • Copy of valid passport with valid UAE residence visa for expatriates (original required for verification)
  • Last three months bank statements
  • Salary transfer letter/salary certificate (for salaried customers only)
  • Account opening forms for shares trading
  • Liability letter (for buyout cases only)
  • Trade license (for self-employed customers

RAK Bank Personal Loan (RAK Loan)

RAK Bank Personal Loan

Are you looking for RAK bank personal loan or any personal loan in Ras al Khaimah or any Emirates in the United Arab Emirates with best interest rates and minimum basic salary?

RAK Loan will be the best personal loan in Ras Al Khaimah and top personal loan in UAE 3000 salary.

Get high Personal Loan amounts at low interest rates, with flexible repayment of up to 48 months for expatriates and UAE nationals. If you have the minimum basic salary of 3000 AED you can apply for the personal loan in RAK Bank.

RAK Bank Personal Loan Specifications (Best Personal Loan in Ras Al Khaimah 3000 salary )

Minimum Salary AED 3000
Salary Transfer Yes
Maximum Term 4 Year
Introductory Offer No
Features:  Islamic Finance No
Flat Rate 3.3%
Reducing Rate 5.99%

Features of RAK Bank Personal loan ( Personal loan in UAE 3000 salary )

  • Minimum salary requirement to get the personal loan in National bank of Ras al Khaimah is AED 3,000 per month as per new bank policy.
  • Loan repayment period is up to 48 months. Up to AED 1,250,000 based on salary and length of services for Expats.
  • UAE National the loan can go up to 2,500,000.
  • For all customers, the Maximum loan amount is subject to 20 multiples of salary, up to 50% Debt Burden ratio.
  • Salary transfer require to apply for the personal loan in RAK Bank
  • The processing fee is 1% of loan amount [Min AED 500; Max AED 2,500].
  • The early settlement fee is 1% of the outstanding amount
  • You get life insurance free of charge.
  • The rate starts at 5.99% per annum based on reducing balance and may vary depends on customers basic salary.
  • The reducing rate of this finance is 5.99% and the equivalent flat rate is 3.30%. The calculation used is a division of the reducing rate by 1.814 and this is indicative only.
  • This rate is calculated on a reducing balance

Document required for the Personal loan in RAK Bank

  • Proof of identity
  • UAE National’s valid passport copy with the last page
  • Expatriate’s valid passport copy with valid UAE Residence Visa
  • Latest salary certificate stating present salary, length of service and end of service benefits
  • Letter from current employer confirming salary transfer and benefits to Emirates NBD
  • Three most recent months bank statement confirming salary on the certificate

EIB Personal Loan (Emirates Islamic bank Loan)

EIB Personal Loan (Emirates Islamic bank)

Are you planning to get a personal loan in any Emirates of UAE Emirates Islamic Bank personal loan will be an option if your salary is 5000 AED?

No salary Transfer required for personal Loan in Emirates Islamic Bank (EIB).

Emirates Islamic bank branches available in all emirates like Dubai, Abu Dhabi, Sharjah, Ajman, Fujairah, Ras al-Khaimah, Umm al-Qaiwain. Details to get the personal loan are mentioned below

EIB vision is clearly focused on taking Emirates Islamic to the next level of success, expanding the reach of the organization on a local and regional level. EIB is driven to building our organization on the two pillars of Personal and Commercial Banking, which will serve as the engine for future growth.

Emirates Islamic Bank Personal Loan Specifications ( Top personal loan in UAE without a salary transfer)

Minimum Salary AED 5000
Salary Transfer No
Maximum Term 4 Year
Introductory Offer No
Features:  Islamic Finance Islamic Finance
Flat Rate 4.70%
Reducing Rate 8.46%
Features Free Credit card

Features of Emirates Islamic Bank Personal Loan

  • Financing available to salaried and self-employed customers
  • Very competitive profit rates
  • Financing up to 3 million for UAE Nationals and 1 million for Expatriates.
  • Approvals in 24 hours
  • Preapproved credit card and 100% discount on the first year’s annual fees
  • Nominal processing fees
  • Exclusive policy terms on buyout loans/finances
  • Certificate of Takaful / Insurance Cover

Emirates Islamic Bank Personal Loan Eligibility

  • Minimum monthly salary of AED 5,000
  • Length of service – Minimum one month/first salary credit into Emirates Islamic account
  • Minimum age of 21 years
  • Maximum age of 65 for UAE Nationals and 60 for Expatriates at the time of maturity

Document Required for EIB Personal Loan

  • Completed application form
  • Copy of valid passport with valid UAE residence visa for expatriates (original required for verification)
  • Last three months bank statements
  • Salary transfer letter/salary certificate (for salaried customers only)
  • Account opening forms for shares trading
  • Liability letter (for buyout cases only)
  • Trade license (for self-employed customers)

UNB Personal Loan (Union National Bank loan)

UNB Personal Loan (Union National Bank)

Union National Bank Personal loan or UNB Personal loan UAE available in Dubai, Abu Dhabi, Sharjah, Ajman, Fujairah, Al-ain with best interest rates Islamic finance and Introducer offers.

Also, UNB UAE provide the Personal loan if you have the basic salary of 5000 and more. Most of the bank in UAE required a minimum salary of 5000 AED to get personal Loan. But UNB provides best interest rates and introductory personal loan offers.

The only condition they are requesting is salaried transfer should be done. Details to get the personal loan are mentioned below

Union National Bank personal Loan Specifications ( Popular personal Loan in UAE with for 5000 AED salary)

Minimum Salary AED 5000
Salary Transfer YES
Maximum Term 4 Year
Introductory offer Yes
Features: Islamic Finance, Introducer offers
Flat Rate 2.77%
Reducing Rate 4.99%

Features of UNB Personal Loan

  • High loan amounts up to 20 times of monthly salary*
  • High repayment period of up to 48 months*
  • Low monthly installment
  • Competitive interest rates*
  • Up to 4 installment postponements per year*
  • Free credit card

Introductory Offer: Monthly lucky draws where 1 customer can win loan amount back (capped at AED 120,000 max) and 10 customers can win their installment amounts back (capped at AED 5,000 max)

  • Starting from 4.99% p.a. reducing
  • Islamic finance option is available by Al Wifaq
  • The maximum tenor is 48 months
  • Maximum loan amount up to 20 times of monthly gross salary
  • Special offer for ADNOC group employees
  • Processing fee 1% (Min. AED 500 and Max. AED 2,500)
  • Insurance for full tenor at 0.8%

UNB Personal Loan Eligibility

  • Minimum Salary required is AED 5000

ADCB Personal Loan (Abudhabi commercial bank Loan)

ADCB Personal Loan (Abudhabi commercial bank)

ADCB loan offering the best interest rates and attractive offers. This Bank Loan also is for all expatriates and nationals in all emirates in UAE like Dubai, Abudhabi, Ajman, Sharjah, Ras al Khaimah, Umm Al Quwain and Fujairah if you have a basic salary of AED 8000 and more.

Personal Loans are a great way to support your urgent financial needs. With benefits ranging across a wide spectrum, an ADCB Personal Loan is a perfect partner in times of happiness as well as in need. So ADCB Bank loans can be availed with least amount of hassle and documentation.

There are two types of personal loans offered by ADCB, the first is for nationals of the country while the other is for expatriates residing in UAE. Both types of loans come at attractive interest rates and offer a long repayment tenure.

  • ADCB Personal Loan for UAE Nationals
  • ADCB Personal Loan for Expatriates

Abu Dhabi Commercial Bank Personal Loan Specifications (Top Personal Loan for AED 8000 Salary)

Minimum Salary AED 8000*
Salary Transfer No
Maximum Term 4 Year
Introductory Offer No
Features: Free Credit Card,  Internet Banking
Flat Rate 8.89%*
Reducing Rate 16.00%*

 

*Basic Salary and Interest rates are set by the service provider and may be subject to change.

ADCB Personal Loan Calculator UAE

Use our Mortgage calculator or ADCB Personal Loan calculator to know more about down payment and EMI for your loans.

[mortgagecalculator]

Personal Loan ADCB Features

  • No salary transfer requirements
  • Loan amount up to AED 200,000
  • Flexible repayment tenures up to 48 months
  • Quick approvals
  • Simple documentation
  • A free ADCB Credit Card
  • TouchPoints rewards which can be redeemed for shopping and airline tickets

Personal Loan ADCB Required Document

  • Proof of salary income- Latest salary certificate or carbonized pay slip
  • A valid passport and visa page
  • Bank Statements (Latest 3 months)
  • One undated security cheque (only for Expatriate customers)
  • UAE DDA (Direct Debit Authority) Form duly signed
  • Emirates ID card copy

Simply Life personal Loan (ADCB Simply Life loan)

Simply Life personal Loan

The simply life personal loan will be the best option if your basic salary more than 5000 AED and if you looking to get a personal loan in Dubai. Simplylife personal Loan also requires salary Transfer.

Don’t let life’s special moments pass you by. After all, some of them are once-in-a-lifetime occasions. Also, Simplylife personal loans cover just about everything that brings you happiness and joy, a family visit back home, building your business, your child’s education or wedding and much more. As well as ADCB Simplylife even has a priority call back service in case of emergencies, just SMS ’emergency’ to 2636 for a priority response.

Simply Life believes in responsible lending and doesn’t charge extra fees for early settlement of your loan. They are also providing in the personal loan in UAE for the non-listed company.

ADCB Simply Life Personal Loan Specifications (Popular personal loan in UAE for expats 5000 Salary)

Minimum Salary AED 5000
Salary Transfer Yes
Maximum Term 4 Year
Introductory Offer No
Flat Rate 4.36%
Reducing Rate 7.99%
Features  

Simply Life Personal Loan Calculator

Use our Mortgage calculator or SImply Life Personal Loan calculator to know more about down payment and EMI for your loans.

 [mortgagecalculator] 

Features of Simply Life Personal Loan

  • Simple Eligibility
  • Faster processing
  • No extra fees for early settlement of loans from own funds
  • Borrow up to AED 1,500,000
  • Repay in up to 48 months

Simply Life Personal Loan Eligibility

  • Age: Starting 25 years & 6the 5 years at the completion
  • Minimum loan amount is AED 30,000 & it can go up to AED 1,500,000

Document required for Simply Life Personal Loan

  • Simplylife Loan Application Form
  • Copy of Trade license
  • Copy of Memorandum of Association
  • Applicants Passport copy, Visa copy, Emirates ID
  • Last 6 months Corporate & Personal Bank Statement
  • 2 years Audited financial report for loan value exceeding AED 750,000

Personal loan Comparison in UAE

Bank Name Minimum Salary (AED) Interest Rate Salary Transfer
DIB Salam Finance 3000 3.27 No
RAK Bank 3000 4.9  
Emirates NBD Personal Loan (Fixed Deposit) 5000 2.55 No
Al Wifaq Personal Finance 5000 2.7 No
Noor Bank Salary Transfer Personal Finance 5000 2.75  
UNB Personal Loans 5000 2.77  
NBF Personal Finance 5000 3.6  
NBF Personal Loan 5000 3.6  
Emirates Islamic Personal Finance 5000 4.7  
Citibank Personal Installment Loan 5000 9.99 No
Simplylife Loan to Business Owners 5000 10.24 No
FGB Personal Installment Loans 5000 13.11 No
UAB Personal Loans for Expatriates 6000 3.05 No
NBAD Personal Loan 7000 2.92  
Al Hilal Bank Personal Finance for Expats 7000 3 No
Mashreq New to UAE or New to Employer Personal Loan 7000 4.1 No
Doha Bank Salary Transfer Loan 7500 2.45  
HSBC Personal Loan 7500 3.3  
Simplylife Non-Salary Transfer Loans 8000 1.28 No
Emirates NBD Personal Loans for Expatriates 8000 2.63  
ADNIF Personal Finance 8000 2.8  
CBD Personal Loan 8000 3.14  
ADIB Debt Settlement 8000 3.3  
Simplylife Salary Transfer Loans 8000 3.47  
SCB Personal Loan 8000 3.55  
ADCB Smart Loan 8000 8.89 No
Citibank Salary Transfer Loan 8000 –  
UAB Cash Flow Loans 10000 2.18 No
Al Hilal Bank Personal Finance for UAE Nationals 10000 3 No
UNB House Rent Loan 10000 5 No
CBI Personal Loan 10000 5.25  
Emirates NBD Self Employed Personal Loan for Professionals 20000 10.01 No
Emirates NBD Non-Salary Transfer Personal Loan 30000 7.9  

Join the Conversation

266 Comments

      1. hello sir i am lal bahadur damai from nepal i am working abu dhabi 13 year so i need personal loan my old basic 2050/new basic 3090.00/so i have som problem because my daughter study in mouritiuse greenwich univercity please possible to
        issue loan my mobil no 0502678091/0561478723/caling time 13.30pm to 18.00
        thank you very much i hove i am waiting

    1. Dear bishwash,

      Authorised banks in uae not providing personal loan if basic salary less than 3000.Private finance like simplilife or Dunia finance may provide loan

        1. Dear majok

          Of you have badic salary of ard 3000 tgen you cqn apply for dubai islamic bank petsonal loan..for more details contact bank representative

        2. Hey,
          You can apply for a personal loan for your salary in DIB. You would get 2000k-4000k which depends on your eligibility.

  1. Hello Admin,

    My salary is 4500 and it is being transferred in ENBD almost 4 months now, can i get a loan, if yes how much amount i can get and what will be the interest rate.

    Thanks.

    1. Hey,
      For your salary you can get a good amount of loan in Dubai Islamic Bank. You can get 2000k-4000k where the interest rate would be 11%. For more details like flat rate and reducing rate

  2. Dear Admin,
    I’m earning 3000 can I get the loan and I want the Bank address to have an appointment in your bank.

    1. Dear afreen,

      If your basic salary is more than 3000 aed without including any benefit then you can apply

      We are not bank or loan lender.we are guiding website for expat

  3. My salary is 3750, I’m planning to apply for loan..if I pay the remaining debt…before 4 years…I’m i paying the remaining debt of principal I borrow..or i will pay base on monthly dues..please guide me.

    1. We are not money lender or finacial company. our intention is to guide expat and there by help them to chose best

        1. Hi karthik,
          For your salary there are few banks which offers personal loan. Among which Dubai Islamic Bank is preferable. You need to provide correct, genuine documents.
          check this and consider the one to which category you come under to get a loan in Dubai Islamic Bank.

  4. Iam debabrata mondal .my selary is 3600.iam looking a personal loan.can I gate .?0505063578 pls call me

    1. Hi, Only in Dubai Islamic Bank you can get a personal loan for your salary. Try visiting them

  5. I want AED.30000 Loan From DIB For 48 months how much will deduct monthly and how many days take to approve loan.

      1. Hi sir, my salary is 3200, i took 38400 loan from dib for 48months ,next month i will complete 12 instalment, so can i topup my loan? If its is posibile how much i will get? Can u plz give me any idea

        1. Dear manikandan,

          You can topup..regarding keep additional required you have to check with dib representative

      1. Hi sir my salary is 4000 AED and I have completed 2 months I want to apply for a loan pls tell me the status how to do

          1. Hi sir I want a to apply for a loan my salary is 4000 AED and I have completed 2 months so
            when can I apply for a loan

  6. hi sir , i all ready have loan with dib bank.2 years compleat my salary 4000++ , i need to top up my loan.but bank said now policy will change only given 12x loan only. and 20 x salary policy will stoped . may i knowe the policy will change in future or not.

      1. Hi
        My name is mohammed kassim my salary is 3000 dhs
        I do not company accomodation only i have madical and transport
        I would to take 10000 dhs for 12 months
        So there is any way to get the loan

        1. Hi, Only in Dubai Islamic Bank you can get a personal loan for your salary. Try visiting them

    1. Hi,
      In Dubai Islamic Bank the maximum loan amount you can get is 4000k if you are UAE national and if you are expat then you would get maximum amount of 2000k.

      1. Hi i would like to apply for a personal loan but i don’t have an account in dib and my salary is only 3000 aed only just emergency and urgent.

        1. Yes, you can apply for a loan in DIB even though you don’t have an account in DIB. Check with the above link mentioned.

  7. dear admin,
    i already got loan in dib basic amount 40740 , my installment is 1026 for 48 months now total balance amount is 24586 ( 24 months) if i settlement full amount how much i want to pay

  8. Dear sir I m DIB account holder and my monthly salary is transferred to my DIB account,my total salary is 3500 with over time,can I get DIB personal loan, plz reply

  9. Hi,

    Due to some delay in EMI, my top-up request has been rejected. Bank Representative said that two buckets are shown in my statements.

    So please help me out, what is the exact procedure & when i can apply for Top-Up again?

    1. Hi, You can apply for a personal loan in Dubai Islamic Bank but your company needs to be listed in the bank as you are having a minimum salary.

  10. Hi! For 3000 aed salary, I think they required that your company should be listed? Or this policy has been changed?

    Thank you.

  11. but i go to last time in Dubai Islamic bank he told me maximum salary 5000AED thousand please salve the issue i have 3000AED salary he cant open for me ,,please do something for that issue. thank you

    1. Dear Musa safi,

      till yet dib did n’t change personal loan policy. your basic salary should be 3000

  12. Dear Admin,

    My salary 3000 aed pluse bonus, every 3 months 1500 as a quarter bonus. Can I get personal loan & how long take time to process all requirements??

    Thanks.

  13. I need a loan 25000 aed .my salary only 3000 aed .but i got every month good commission. My salary coming al ansari exchange. My mobile number 0565492553.now please check if I am eligible pls call me

    1. Hey, You are eligible for personal loan in Dubai Islamic Bank. You can get maximum 4 million of loan.

    2. Hey for your salary u can get a loan from Dubai Islamic Bank. You would get up to 4000k aed. You contact the bank directly.

    1. Dear harishkumar

      We are giving any loan.we are suggesting best loan available in uae.you can conyact dib for loan

  14. My salary is 3000 Aed can I apply loan from dib I need 40000 Aed is that possible to get it and please tell me about the docum required for it thanks and regards Shahroz shahid

  15. Helo..my Salary is 3700 total which is deposited in ADCB from more than one year ..i have borrowed 1800 from my company they deduct 600 per month i can give bank statement ..can i apply for bank loan ..my company loan will expire in last in october

      1. Sir my salary 4000 . I contact bank about personal loan. This person reply me now dib policy was changed. Need salary 5000. Please inform which bank give loan for 4000 salary

        1. Dear Mr. Paneer

          we did n’t get any information regardinag DIB loan policy change and till now as per our knowledge basic salary to get personal loan is 3000 AED for expat and emirates

        2. i am interested to apply for a loan in DIB. My salary is 4500 through habib bank and receiving a good commission every month in cash. am i capable to apply for a loan?

    1. Good Day, My name is James lil i am a citizen of the United States of America (USA) i want to testify of the good Loan

  16. Dear,
    As my salary is 3600 and i want 50000 dhm loan but my company is not registered in your bank so may i apply for loan?

  17. my salary 2400 dirhams currently am NBD bank i need to apply loan around 20,000 AED. is it possible to get reply me as soon as possible

  18. Dear Admin,

    Appreciate your response so far. I already got loan from dib when I was getting salary of 3300 AED and 1 year completed. Now I want to topup but they refused and said that the policy was changed and now they can only give 10 times of my salary only. Can I apply loan in any other bank> presently I am getting 4000 AED.

    Thanks

      1. If you have the zeal to join the great Illuminati today and become rich, send a friend request so we can help you,

  19. Dear Sir,

    I would like to apply for a personal loan in your bank ,the details are i am working last 10 years in reputed company in UAE ,my salary is total 4500 AED ,So i would like to know if there any possibilities for this ,And
    what are the documents required .

    Thanks & Regards,

  20. Goodmorning!

    I am interested to apply personal loan but my salary is AED 3500.00. Am i available to take loan. I badly needed for emergency payments. Looking forward to receive quick response from your side.

    Thanks

  21. Dear Admin,

    Is there any free for life credit card that I can apply for with my salary 3500 AED/month. If yes please suggest what is the procedure and the requirements.

  22. Dear admin,

    Appreciate for your response. I need personal loan 30000 my salary 3000. My phone number 0566302326. Can you contact with me please…

    1. Hello,
      I really need help my salary is 4,000 AED I really need a quick loan for my debts consolidation I how can i avail the loan to start a new life i need help +971554876017 hope to hear from you soon.

  23. Dear sir,
    I am Anshad from Abu dhabi. My salary is 4500+Accomodation. I have ADCB account. Can i get Dubai loan Islamic bank. if anybody help just call or reply 0525141239.

  24. good morning admin, my salary is 3777 dhs. i have loan in ADIB, 3yrs completed… 1 more year to be finish.
    if its possible i can make topup? thank u and god bless…

      1. We contact the bank several times. Some one say have chance to change policy in next few months. Have any chance. Dib bank.

  25. Admin, please I need your HELP, I have an existing loan in ADCB balance to now is AED52,000 @ 1,600 per month, I have a credit card total outstanding is 30,000 which I wanted to clear out by applying a personal. Please help me on how to manage my financial difficulties. My salary is AED 6,000.

      1. Dear admin,

        Good day!
        Please can u contact to me that no.0527133437. I want to ask some quEstion please.
        Thank you

  26. Hi admin
    can i ask my salary only 1500dhs and im only 2years only in uae it is possible to apply the loan in DIB?pls reply tnx

  27. Dear admin
    Can i ask if its possible apply to loan but may salary only 1500 dhs im 2years here in abu dhabi pls message me this is my no.0566648564 pls txt me thank you

  28. Dear
    am DIB customer and i have running account in DIB and i need personal loan can you help me my salary 4200 AED

  29. Dear admin I am deepan my salery 3000 I need loan 3000 salery eligible for Dib please ask me but I have open in emirates islamic bank last five months

  30. Hi I am interested with personal loan , I am receiving a monthly salary of 4400aed.
    my email address is pvanmarie@yahoo.com .

    I an expat and have residence visa and work as admin coordinator in jebel ali Dubai.

    Regards,

    Vanessa Pagulayan

    056-1389729

  31. dear admin,
    I have a loan already in DIB, I almost pay 2 years, can I avail a top loan? because the customer service said 4000aed salary but in this post it can avail loan if you have 3000aed salary.

      1. Dear admin I Am more time asking dib bank,he told now minimum salary 5000 please confirm and change your post this is my kindly request

        1. Dear Mr. paneer selvam,

          Minimum salary criteria for listed company is 3000/- aed only..please call 0529896678 for more information.

          1. My company Dulsco salary 4000 dhirams only no free accomadation can I get loan sir? If eligible which bank sir?

          2. Dear paneer,

            If you have required basic salary without including all allowances like home allowance, mobile phone allowances then you can apply

  32. hi admin!
    can i top up my loan? my salary is 3200 aed.I ‘m from ADNOC ..ived heard my company is still on hold.is this true?

  33. Dear sir,
    I am getting monthly salary 3500 aed,and want to apply for the personal loan like 70000,what are the procedures to apply for the loan and I am ready for the salary transfer also, Please suggest.
    0525324487

  34. i need to know how much coming my loan top up 1 year completed before i get 36 thousand in dib please reply me 0543724322

    1. Dear Devadasu

      When you top-up your loan, banks consider it a brand new loan that you are taking out. This means that you will be required to pay new processing fees on the top-up amount and in some cases new insurance fees as well. It doesn’t end there though. When you take out a top-up loan, you will be considered as having settled your initial loan amount early. The bank will charge you an early settlement fee and this is capped at a maximum of 1% of the loan.

  35. IAM RAJKANNAN , IAM WORKING SIBCA ELECTRONICS , MY SALAEY 3650 +0VER TIME 750 EVEREY MONTH . I NEED PERSONAL LOAN OR CREDIT CARD

  36. IAM RAJKANNAN , IAM WORKING SIBCA ELECTRONICS , MY SALAEY 3650 +0VER TIME 750 EVEREY MONTH . I NEED PERSONAL LOAN OR CREDIT CARD MOBILE NUMBER 0559655365

  37. Hi Sir,

    Myself david, my salary is 2900 and accomodation & transport provided by company.
    am i eligible for loan. please call me on 0501773359

    thanks

  38. my company is not registered my sal is 3000/- can i still apply or any other option i have an account in different bank since 1year 7months

  39. hii
    i want to know about personal loan from DIB my salary is 3300 aed and my company is listed in your bank i want to know about the flat intrest or reduce rate and how much the processing charges please contact me.0551297989

  40. DEAR SIR,
    My name i s ali Rehman i am safety officer in a consrtuction company i want to get personal loan of 25000 and by salary is 3000 AED Plus accomudation and transpotation. kindly give me advise how i can get the personal loan because i dont have bank account and cradit card.

  41. My salary 6500 and my salary transfer to DIB i wanna apply for 25000 loan in 12 months what documentation and calculation

  42. hai my name vinod kumar np i have to need a loan i geting my month income is 3000 dh i am working in dubai deira gold suoq my company name TIME COMPLICATION WATCH&JEWELLERY MY JOB SALES CUM DRIVER IS^T POSSIBLE GET A LOAN MY AMOUNT IS 25000 DH

  43. hi iwant to apply personal loan my salary is 4000 with accomodation call my number 0529842525

    1. Dear Johone,

      as mentioned early we are not loan lender or financial company. we guiding you to chose best loan packages available in gulf countries

  44. My salary is 3000 but my basic is 1500 em I eligible to apply for personal loan? I have also account from DIB

  45. i jus wanna ask if possible that i can apply for personal loan and my salary is 3000 AED and i receive my salary in exchange and i almost 3 years in my company as ticketing consultant , please kindly let me know if possible to apply for personal loan… Thanks

  46. Hi wat are the requirements? My total salary is aed 4700 and my bank is dib, how much multiples if i can hav loan?

  47. Hai iam vinod i get my salary in em 3800dh is it possiable to get a loan but my company is not listed

  48. Hey sir i need a loan of 70000 AED and my salary is 3500, how much will be deducted from me every month, thank u

  49. Good afternoon sir ,

    My basic salary is 2800 but with commission I am getting 4100. Is it possible for me to get a personal loan?

  50. Dear admin,

    I need loan amount AED 30.000 and my salary 7340, tenor loan only 1 years, I have docs copy passport & visa, payroll 3 month, 3 month bank statements from NBAD, account of NBAD-LULU international exchange, thanks

  51. Please contact with me on mention cell no. I want to get more details in your sale agent face to face.
    055-5601216

  52. hi my name is amjad and my salary is 3500+ and i want to take AED 30000/- personal loan, i am doing a work in uae since 2005 in oil and gas company.
    please tell me i am eligible or not.
    thanks

  53. Hi
    i have a account in dubai islamic bank my salary is 3000dhs i need 10000 dhs
    But My company is not listed .plz I need a support from DIB

    1. Hi Dubai islamic bank provides loan for your salary but your company needs to be listed with the bank as a security purpose and it is mandatory.you can check with other banks but most of the banks in UAE doesn’t provide loan without company not being listed.

  54. I need a personal loan urgent for house building purchase only, I am working in Pioneer Precast Concrete LLC, Abu Dhabi, my present salary is 3850 AED, apart from the above salary company provided free accommodation, transportation, medical insurance, uniform and yearly air ticket to native and return, so can I eligible for a personal loan, plz revert as soon as possible

  55. Hi I need loan 60″000 can u tell me how much I need to pay interest in dib bank ..and how much I have to pay every month including interest…and what is the interest rate percentage .

  56. Am I eligible for personal loan. AED 3000 is my salary accommodation and transport in Company

    1. I want apply for personsl.loan my salery 4200 with accomodation and transpirtation.my contect number 0555250679

  57. I get personal lian last year august 2016.and my salary still 3470 now.can i topup now this august payment..its my 12th month.iam i still eligible to take loan in my salary 3470aed thankx

    1. Hi, Yes you can get a loan from Dubai Islamic Bank. But your company needs to be listed with the company and it is mandatory so check with that.

  58. Hi i need loan my salry is 3200 aed transfer in dubai islamic bank my company is transguard group can i get loan or not

  59. Hi Admin, I am planning to apply a personal loan to this mentioned bank. My current total salary package is 4000 only. Do you have any idea how much will be my monthly payment for 4 years if incase I take the maximum loan amount for expat (20,000 AED). Thanks

  60. Hello. My salary is 5000 but past 3 months statement is coming more than 4000 due to unpaid leave. is there chance to apply for loan and also, should i be eligible even my company is not listed to your bank.Thank you

    1. Hi, banks provide you the loan only with salary certificate as a mandatory document so your salary certificate should have the correct information. Else you can try in banks which provide loans for salary AED 4000. You can try Dubai islamic bank, rak bank which provides loans for your salary then there won’t be a problem with your salary certificate.

  61. Dear admin

    I need loan upto 100000 for 4 year how interested charge and if i am going for early settlement than how much interest charge.

  62. Dear Admin,

    my salary is 4250AED i need a personal loan for without salary transfer. do you have any idea about that

  63. Hi,

    My salary is 8500. I have a loan in DIB. remaining tenure is 22 months and around 20000 AED. Can i apply for a Top Up. Becuase i have changed my company 06 months before. And my present company is not listed.

    1. you can get a personal loan but your salary should be transfer to DIB.

      You need salary Certificate , and your passport and emirates ID .

      if you have a account with DIB this is fine.

  64. no, I already check with DIB customer care. If you have salary in between 3k to 5 k.

    you should transfer the salary to DIB otherwise you will not get a personal loan

    1. Dib change their policy now.i tried to top up my loan last july,2017 but its rejected,they are telling that 5k is required for you able to take loan or to top up…

    2. I am kindly requested the admin of this site to post the current policy of dib for getting personal loan or top up,so that there will be no confusion for those who wants to take loan in dib. They expected that they are eligible to get the loan even their salary is 3000 minimum,but when they applying,dib rejected even your company is listed.thank u

    3. I want to have personal loan my salary is 3500 and my company is listed,but the customer care told me I need a minimum salary of 6000

  65. Hi,

    I am already customer of DIB and took personal finance with my salary as 3000 (12 multiples i got) for tenure of 36 months out of which 9 istallments was over.I need to up top my loan and my current salary was 4000.Is there any chance to get top up?

    1. hello we have same concern with dib..i am also looking how to topup my loan from dib..let me know if u have done it.please

  66. Hello I need a loan but I don know if my company is listed or no the name of company is Armed forces officers club

  67. i have a personal finance with DIB and i have change my job and as i was not aware to informing system of Job change to the bank and my previous company end of Service cheque has been deposit to the bank. After a week i have directly went to the bank and check with the person they told me your account has blocked. As their instruction i have submit my new company salary certificate and Salary Transfer Letter to the bank at next working day . But still the account is blocked and i have checked with Customer Care Center person and they told me you cannot withdraw your account balance and they will deduct my end of Service amount from the total liability. and they are saying this is the new rule of Dubai Islamic Bank .. I have checked the Central bank rules in UAE and other banks of my college there is no rules at the moment in UAE . So Kindly Advice how can i get the solution for it.

  68. Hello sir / madam,

    I get my salary through RAKBANK, and I want to transfer to DIB, because my friend told me I can get loans even though my salary is at below 5000aed… Can I get may personal loan immediately after registration of account?
    I am already working 2 years here in abu dhabi.

    Thanks

  69. hi,my salary is aed 3450, i would like to know what is the maximum amount that i can get from DIB,since my first lone that i took will be over in another 5 months . so pls let me know wether im eligible for a second loan.and how much can i get and what is the interest rate and how much will i have to pay per month and for maximum how long ? thank you

  70. HI SIR Iget the AD 3500 salary my salary is transfer DIB Can i get the personal loan my company is AL Mazroui ICAS

  71. HI, I have been enquiring with DIB for a personal loan and received a response saying my salary hasn’t met the requirement.

    Please help me to solve this situation.

  72. hi my salary is 4000 and my account is in emirates islamic bank current account can i get personal loan,if possible give a call

  73. Hello .my name is NEERAJ KUMAR.my selory is maximum is 2400 aed.and minimum 1900. how can I apply for loan.jzt 11000 aed only.

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